zVLT offers qualified purchasers exposure to a professionally managed private credit portfolio—an asset class that has delivered strong, risk-adjusted returns to Wall Street investors for over 50 years. zVLT invests across several private credit verticals including consumer credit, merchant cash advance, and more.

zVLT is a yield-bearing token, meaning that it delivers returns through price appreciation. As borrowers make interest payments, the underlying loan portfolio grows in value—reflected by a steadily increasing token price.

zVLT delivers compelling yields that outperforms most stablecoin lending opportunities across the DeFi ecosystem. The strategy targets net annual returns of 14%-17% APY, supported by a team with decades of experience managing credit risk.